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"Virtual Teller" technology ("kiosks" in industry parlance) is a relatively new thing in the US and is similar to, but not the same as, an ATM. With branch traffic waaaaaay down (and teller-line traffic declining at a faster rate than banker-desk traffic) the kiosks are a good way to deliver teller services when they are needed without having tellers standing around doing nothing most of the day waiting for a customer to walk up or having customers wait around while the lone teller or busy banker can help them. I'm not familiar with BofA's deployment, but the kiosks I'm familiar with have a video link to employees sitting in a central site who can service multiple locations. It does not surprise me that BofA is piloting the "virtual tellers" in Florida, as one of their predecessor institutions (the venerable Barnett Bank) had "Mall Merchant" locations back in the 1990's. They were automated kiosks that allowed the merchant to make deposits and place change/currency orders for next-day pickup. Let me tell you, this saved my then-employer a boatload in armored courier fees at stores located in a center that had a Mall Merchant. Just before NationsBank swallowed them up, Barnett was planning to take the "mall Merchant" to the next level by dispensing coin and currency orders on demand, a la a branch. Sadly, the evil NationsBank put the kibash on the program. I'm eager for the "Virtual Teller" to be piloted in Southern California.

I am looking at the Bank of America app and it lists Bank of America ATMs, not third-party ATMs. Every BofA ATM I've used dispenses twenty dollar bills. In fact, I've used ATMs owned by BofA, Citi, Chase, USBank, and HSBC and they have all dispensed twenty dollar bills. Some 7-Eleven ATMs dispense a mix of twenty- and one hundred dollar bills when the transaction is $300 or greater. I've noticed that the 7-Eleven ATMs that offer prepaid cards, check-cashing, and other services tend to issue $100's while the smaller machines issue $20's. Note that in many markets 7-Eleven ATMs are free of charge to Citibank customers. However, 7-Eleven ATMs have a maximum limit of $400, regardless the limit you and/or your financial institution has set on your account. Regarding the exchange of smaller bills for larger bills, most banks I know of will not execute that type of transaction for a non-customer. (more on why in a minute) The "IRS reporting" cited in an earlier thread is actually Currency Transaction Reporting (CTR) and is not an IRS report. It is a report sent to the Financial Crimes Enforcement Network (FinCEN), which is administered by the Department of the Treasury. In short, it is a report of cash transactions in excess of $10,000. Virtually all financial institutions handle them electronically and aggregate transactions made through various channels (tellers at multiple branches, ATMs, cash vault, etc). The type of transaction alluded to in the thread is called "structuring" and refers to breaking a large transaction into small chunks to avoid CTR filing. Aggregation is one of the ways financial institutions detect structuring. Exchanging $500 in twenty dollar bills for five one hundred dollar bills will probably not raise any red flags unless you execute multiple transactions that approach $10,000. Most financial institutions do not allow non-customers to exchange currency because they do not wish to collect the information required to complete a CTR and would likely not be able to aggregate transactions for CTR purposes if that non-customer was structuring transactions. Safe finances are as important as safe sex, so here are a few links to information about CTRs and FinCEN: http://en.wikipedia.org/wiki/Currency_transaction_report http://en.wikipedia.org/wiki/Financial_Crimes_Enforcement_Network One last thing about CTRs and FinCEN: They were created back in the 1980's and 1990's at the height of the drug wars to combat the laundering of drug money. The laws have evolved over the years in the wake of the rise of terrorism financing. All that being said, I am fine with paying for a session using a credit card via Square.

I just paid $3.19 for regular unleaded at Valero and Chevron is $3.29 in mid-city San Diego. Down the hill in Mission Valley, it costs $3.69.

You point out an important concept that often gets lost in the zeal to avoid low-fat foods. Processed foods that claim to be low-fat are typically candidates for avoidance. However, there is nothing wrong with eating lean meat instead of a more fatty variety. I did that years ago, too. I've now gone one better: brown rice based pasta (more fiber, fewer "empty carbs") and spaghetti squash.

I don't think he is Trey Walker. There is a resemblance, but they look like different guys to me. However, if you like hairy, muscular men I'd advise hopping on a plane for LA and schedule some time with Colin.

I saw Colin today. Wow! Best time I've had in a long time. Review will be forthcoming.

Hey, thanks. I've been deciding whether to set up some time with him. I think I will, based on your recommendation.

Check your PM.

Apparently, she was tired of hiking the Appalachian Trail.

I wonder if the weird voice is due to the purse that is stuck in his throat and won't fall out when he talks?

I'll preface this by saying 1) I have no first-hand experience with Dick/Habib/Tom/Thanos; 2) over the years he has piqued my curiosity but my Spidey sense has told me to look elsewhere; and 3) I typically don't subscribe to the view that massagem4m reviews can't be trusted. However, something does not sit right with his reviews. "Dick" originally advertised as "Rugged Thanos." His ads played up his being a rugby player, being of Greek/Arab descent, and his masculinity (at one point his ad copy referenced that a purse would not fall out of his mouth when he talked). Wouldn't you know it, many of his reviews talk about his Greek/Arab dick, his masculinity, and one from 2010 mentioned how a purse would fall out of the mouth of another masseur. However, none of his reviews discuss his massage techniques or the massage itself. Well, that's not entirely true. The negative reviews do mention his technique, which seems to be more of a rub than a massage. In addition, his reviews dating back to 2007 refer to him as "Dick" when at that point he was advertising as "Thanos." As recently as May, 2014, he was known as "Tom." How could reviews written when he was "Thanos" or "Tom" now reference "Dick?" Were they changed? If so, what else was changed? I wish I could provide some first-hand information, but I can't. Maybe we can take up a collection and you can be our guinea pig.

Looking at the label of my organic creamy peanut butter I see 200 calories, 16 grams of fat (4 of which are saturated), 85 mg of sodium, 6 grams of carbs, 2 grams of sugars, and 2 grams of dietary fiber. As you can see, not much difference. Processed food is processed food, whether you buy it at Whole Foods Market or Safeway. You can always throw a cup of almonds (or peanuts) into a food processor and make your own almond butter. It is delicious. In fact, after the latest recall of jarred almond butter, I think I will whip up a batch tomorrow morning.

In a city of 2.7 million people (9.5 million in the metro area) there are bound to be two or three.

I haven't hired him, but I have a suggestion for you. Respond to his ad and explain what you explained to us and ask if he would be willing to give you his royal treatment.

90 year old Holocaust survivor Hedy Epstein was among those arrested during a peaceful protest in front of a state office building in St Louis today. The protesters were calling for the de-militarization of Ferguson, MO. Here's the Huffington Post story: http://tinyurl.com/pvdaezr

Excellent point. Another point to ponder: The Chicago police haven't gone paramilitary nor have they turned the West and South sides into a militarized zone.

I re-read the article to make sure I provided an accurate answer and realized that I misread it. The article stated that small- and mid-sized cities typically deployed the equipment they had received, whereas the large cities did not deploy the equipment they received. It cited the response to Occupy protests. New York, Boston, and Los Angeles did not have a militarized response to the protests. On the other hand, Tampa used tanks to break up the protests. My apologies for relying on a fuzzy memory of an article read before the coffee took effect.

The protesters in Ferguson, MO might not be outraged, but residents of the affected Chicago neighborhoods, as well as residents of neighborhoods in which shootings do not occur, are outraged. So far, they haven't looted or burned vehicles, but the community and the local police are very angry about the violence. The difference, of course, is that the victims were not walking down the street with their hands above their heads and the shooters were not police officers.

Combine blatant incompetence with military weaponry and equipment and you get the events that have occurred in Ferguson, MO. An LA Times article stated that surplus military equipment like that which was used in Ferguson was passed up by the major metropolitan police forces (e.g. New York, Chicago, Los Angeles) and typically went to small and medium sized forces.

If memory serves correctly, Chad has advertised in LA for a long time and updates his pics frequently. His ads started out when he was in his 20's with an athletic, thin body and very young-looking face. Over time, the pics show him maturing.

I have never encountered an escort who wanted me to lube myself before the session. On one occasion I did so because the scene was for the escort to walk in, strip, get hard, and fuck me. Didn't leave much time for him to lube me up. However, the scene was my idea, not his.

I wish Rentmen could attract the same quantity of ads as Rentboy. I like Rentmen much better, aside from the fact that they have fewer ads.

A handful of guys have contacted me after I read their ads. One guy is someone I have hired in the past and had set up a playdate with while he was in town. My Rentmen handle is different than others so he didn't recognize me. He and I laughed about it. One guy was appealing, but he wouldn't leave me alone. After I messaged him saying "I will let you know when I am ready to play" several times I told him I was no longer interested and blocked him. Others I was not interested in and I politely told them so and others I might hire in the future and told them so, too. All of them sent an additional "thank you for getting back to me" email and that was that.

There are 16 escort ads in Doha and all of them, including Andy's, indicate the escort would make weekend travel plans. Given the inhospitable legal climate for gay men, I can see why all of the escorts are based somewhere else. I'm going to guess that anyone living in Qatar would travel outside the country to meet an escort rather than risk prison time and lashings. Googling his email address yields links to various Rentboy ads, two of which are still active, and a few of which aren't. My gut says he is not illegitimate, but no idea whether he is worth the high price.

The ad copy is spelled correctly, it is just his name that has inconsistencies. Just strikes me as odd.